Downpayment for condo in Singapore typically involves 25% minimal for lender personal loan buys, with at least five% in hard cash and twenty% funds/CPF; for very first housing loan, LTV up to seventy five%, Purchaser’s Stamp Responsibility applies on tiered charges, Extra Consumer’s Stamp Duty may differ by profile; standard new start booking cost five% funds, remainder of twenty% upon training in option time period, progressive payment by design stages; resale calls for Option Payment (one% cash) then work out (four% money) and stability; authorized service fees, valuation, house loan responsibility, and fireplace insurance policy insert to upfront costs; associated keyword phrases include condo downpayment, LTV limitations, TDSR 55%, MSR not applicable to private, CPF OA utilization limitations, bare minimum dollars, ABSD remission for married partners, lender desire rates, lock-in, and pricing check here sensitivity by district.